Darrel Clark & Associates, Inc.

Rest assured that Darrel Clark & Associates, Inc. is an FHA-certified appraisal provider in Utah.  If you have an FHA-secured mortgage, be sure to hire Darrel Clark & Associates, Inc., as we are approved and qualified to perform FHA reports. Part of the ongoing training our staff at Darrel Clark & Associates, Inc. receives deals precisely with understanding the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

An FHA loan is secured by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers. Rather, it provides lending organizations with protection through mortgage insurance in case the borrower defaults on his or her financial obligations. Low-income and moderate-income homebuyers benefit the most from FHA-backed loan programs. The point of the Federal Housing Administration is to help credit-worthy buyers get approved for mortgages that they otherwise would not. Different from the VA appraiser panel, the lending agency working with Federal Housing Administration actually has the freedom to choose the appraiser.

Down payments are often lower with an FHA loan despite using conventional market rates. Buyers with lower incomes or less starting money to use as a down-payment on a financial transaction benefit the most from FHA loan programs.